Insurance for Senior Drivers

Auto Insurance Tips for Senior Drivers

A few simple tips and steps to take to ensure that you get the lowest possible rates on your auto insurance policy.A few simple tips and steps to take to ensure that you get the lowest possible rates on your auto insurance policy.Insurance for Senior Drivers

Insurance for Senior Drivers
Insurance for Senior Drivers
      1. Avoid More Accidents, and Watch the Intersection Carefully. Car accidents that often occur at intersections usually involve the elderly. Make sure the lane is ahead if you plan to change lanes immediately after the intersection. Pay attention to the left-turn lane that is protected by its arrow, and always keep your tires straight when stopped, so that a rear-end accident doesn’t push you into oncoming traffic.
    1. Follow the traffic flow, Drive close to the speed limit. Driving too slowly can be just as dangerous as speeding, especially when entering or exiting a freeway or expressway. It can also trigger dangerous “road rage” in impatient drivers. You don’t have to be Mario Andretti, but staying right and going with the flow of traffic is the safest way to go.
    1. Many violations include failure to produce the correct course, improper turns, or wrong lane changes, so continue to follow the traffic laws relating to the new traffic design.
    2. Sit high enough in your seat so you can see at least 10 feet in front of your car. If your car seat cannot be adjusted to allow this, add a pillow. This makes it easier to see pedestrians and cyclists and reduces problems with headlight glare at night. the advice of the National Highway Traffic Safety Administration.
    1. Do not wear sunglasses or tinted glasses when driving at night. For many older drivers, night vision is reduced, so safety requires not driving at dusk or after dark.
    2. Make sure you learn how to operate the New Car. for example, operate differently in slippery situations. For things like Anti-lock brakes, If you’ve never driven a car with anti-lock brakes, be sure to get some training on their proper use.
    3. Senior drivers can refresh their skills and knowledge — and get discounts on auto insurance coverage in many states. More than two-thirds of states mandate discount auto insurance policies for such courses, and many insurance companies offer discounts voluntarily.– by taking a driving refresher course, such as the eight-hour “55 Alive” course offered by AARP.
    1. Look for a car with mirrors that automatically dim and filter the glare of the headlights.
    2. Airbag technology is becoming more advanced. Some newer cars also have side airbags in the seats or door sills that provide better protection. With sensors that deploy airbags based on occupant weight, reducing air bag-related injuries.
    3. Consider fit and comfort in your new car. Automatic transmission, power steering, and power brakes require less physical exertion. A seat belt that fits comfortably over your shoulder and low on your lap will keep you safer.
  1. Last but not least, While shopping for the best auto insurance rates is important, which insurance company you choose may depend on how they treat senior drivers. You’ll get their best rates if you are healthy and drive a safe, modern vehicle. Check to see which insurance companies offer specific ‘Senior Discounts.