Get the Best Protection
Car Insurance Tips to Help You Get the Best Cover at the Right Price
One of the easiest ways that you can save money is to not automatically renew your auto insurance year after year.

Just because you got cheap coverage a few years ago with your insurance provider doesn’t mean you would now.
Many car insurance tips can help you reduce the cost of insuring your vehicle – it’s just a matter of knowing how.So shop around to see what offers are available – you might be surprised at how much you can save.Get the Best Protection.
Additional features An example of this is if the policy provides a courtesy car while yours is being repaired.
You need to consider whether you will be insured to drive a courtesy vehicle or if will there be an additional fee to be paid.
If you are a family of two cars then you may not need the free car option in your insurance plan.
Another invaluable car insurance tip is to check the features of the policy you are considering.
You can pay for add-ons you don’t need and by choosing coverage without those added features, you can save a lot.
Look at the policy details and check to see if damage insurance is provided under the cover as some providers will offer this at no additional cost or for a small fee.
If there is damage coverage added to the policy then check to see how far roadside coverage is offered.
Often if coverage extends outside the UK, for example, the car insurance provider may charge you for this benefit.
If you are not driving outside the UK then you will be paying for something you don’t need.
Excesses How you choose to pay for your motor insurance can affect the amount it costs to insure your car.
For example, you may want to pay for your auto insurance by monthly direct debit.
However, some insurance companies may charge you slightly more if you choose to pay by option.
The good news is there are providers out there that do not discriminate in fees whether you pay monthly or yearly,
so keep this in mind.Another tip for saving money on motorcycle insurance is to consider the excess amount of the policy.
The ‘excess’ is the amount you have to pay for the claim before the insurance company pays.
All auto insurance policies will have a default excess,but if you choose to pay more, it can help lower the cost of insurance premiums.
However, keep in mind, that you will have to spend this money out of your pocket if you make a claim.
How many covers do you need? Another useful car insurance tip that can make you enjoy cheaper premiums is to increase the security features of your car.
Vehicles that have a good quality immobilizer, steering wheel lock, or alarm are less likely to be stolen than vehicles that do not have security features.
This makes you less ‘risky’ for insurance companies who can reward you with cheaper premiums.
While there is some initial cash outlay,good quality security equipment can sometimes pay for itself in the long run.
Also, consider where you park your vehicle.A car parked off-road or in a secure garage will be considered less risky.
Choosing the most appropriate level of auto insurance for your vehicle can save you money.
For example,if you have a cheap used vehicle that you can replace if it is damaged beyond repair in a self-inflicted accident,
do you need fully comprehensive insurance for that?
You can save some money on costs by taking out third-party, fire, and theft insurance instead.
Finally, consider the amount you use your vehicle and for what purpose. If you can estimate a low annual mileage, you may be able to save money on your premium.