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Your auto insurance renewal just came in the mail and the rates have gone up. What do you do? Now is a good time to review your policy and compare rates with other carriers. In fact, the NAIC, or National Association of Insurance Commissioners, recommends policyholders review their car insurance policies every year.

Four Clever Smartphone Apps for Safe Driving Mobile phones, especially smartphones have become one of the most useful and indispensable

When you’re ready to shop around for a car, you need to make sure that any other surrounding factors are taken into consideration. One of the most important of these is to plan for car insurance. Before you’re even allowed to take your new car off of the car lot, you are required to have auto insurance coverage.

Whatever type of vehicle you drive, it needs to be insured to protect you and the other road users. Some people do drive without insurance, but it’s a high-risk activity. If you are caught driving without a valid insurance policy you run the risk of losing your license and spending a spell in jail, depending on the severity of the offence.

One of the most costly mistakes that a lot of motorcycle owners make is not reading the fine print before the commit to buy a policy. While it can be a lot of fun to own and ride a motorcycle, what’s not fun is having to bear the burden of cost when it comes to crashes and medical bills.

Vehicles can break down at any point in time and just when you least expect it. When this happens, it can totally mess up your life because you’ll be stuck without any transportation. This can be really bad news to someone that only has one vehicle. While your car is being repaired, you’ll have limited options for transportation.

Auto dealer invoice pricing is the amount that the car dealers pay for a vehicle to the manufacturers. Since the dealership receives incentives and commissions from the manufacturers, the dealer invoice is never a reflection of the actual amount that the dealer pays.

Currently, there is hardly a major deterrent; uninsured drivers face fines and bans, however, the fines won’t do too much damage to most people’s finances; £200 penalty and 6 points. Considering that insurance costs over £200, this doesn’t disappoint.